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Medicaid Programs

Medicaid & Dual Eligible
Coverage Made Clear

Medicaid provides comprehensive health coverage for qualifying low-income individuals and families. If you qualify for both Medicare and Medicaid, a Dual Special Needs Plan (D-SNP) can combine both programs — often with $0 out-of-pocket costs.

90M+Americans on Medicaid
12M+Dual Eligible Beneficiaries
$0Cost to Check Eligibility
Dental Vision Rx Drugs Transportation MEDICAID $0 CCG COVERAGE D-SNP PLAN Dual eligible coverage MEDICAID + D-SNP COVERAGE
What Is Medicaid

Income-Based Coverage
for Those Who Qualify

Medicaid is a joint federal-state health insurance program for people with limited income and resources. Unlike Medicare (age/disability-based), Medicaid eligibility is primarily determined by your income relative to the Federal Poverty Level. Rules vary by state.

Medicaid covers services Medicare doesn't — including long-term custodial care, personal care attendants, and non-emergency transportation. Many people who qualify don't apply because they assume they won't qualify. Our agents run a free check in minutes.

Get My Free Eligibility Check
Medicaid vs Medicare at a Glance
Medicaid
Income-based · State-administered · Covers long-term care · Low/no premiums · Varies by state
Medicare
Age/disability-based · Federal program · Parts A–D · Premium-based · Nationwide
Both — Dual Eligible
D-SNP plans combine both · Near-zero out-of-pocket · Extra benefits · We specialize in this
Who Qualifies

Medicaid Eligibility
by Category

Most people don't realize they qualify. Our agents verify your specific situation for free.

Adults & Families

Low-Income Adults (Expansion States)
Income at or below 138% of the Federal Poverty Level (~$20,783/yr individual in 2024) qualifies in Medicaid expansion states.
Families with Children
Parents and caretaker relatives in households with dependent children may qualify at higher income levels in many states.
Pregnant Women
Most states cover pregnant women with incomes up to 185–200% of the FPL, including prenatal and 60-day postpartum care.
Children Under 19 (CHIP)
Children in limited-income families qualify through Medicaid or the Children's Health Insurance Program (CHIP), often up to 200–300% FPL.

Seniors & Disabilities

Seniors 65+ with Low Income
Seniors on Medicare who also qualify for Medicaid can access D-SNP plans for near-complete coverage with minimal costs.
People with Disabilities
Individuals with qualifying physical or developmental disabilities may be eligible regardless of age, often with higher income limits.
Long-Term Care (Nursing Home)
Medicaid is the primary payer for long-term custodial care — something Medicare covers for only up to 100 days.
Dual Eligible (Medicare + Medicaid)
People qualifying for both programs are "dual eligible." D-SNP plans coordinate both into one — often with $0 out-of-pocket costs.
D-SNP Plans — The Best of
Both Programs

A Dual Special Needs Plan is a Medicare Advantage plan exclusively for people who qualify for both Medicare and Medicaid — coordinating both programs into one card, one plan, minimal out-of-pocket costs.

$0 Monthly Premium
$0 Copays (many plans)
Dental Coverage
Vision & Hearing
OTC Allowance
Transportation
Rx Drugs Included
Care Coordination
See If I Qualify → Talk to a Specialist
Extra Help (LIS)

Medicare Extra Help —
Is It Right for You?

Extra Help (also called Low Income Subsidy) helps people with limited income pay Part D costs. Millions of eligible Americans aren't enrolled — we check for free.

$0

Full Extra Help

Income up to 135% FPL with limited assets. $0 Part D premium and very low copays (~$4–$11) per prescription. Medicaid recipients usually qualify automatically.

Partial

Partial Extra Help

Income 135–150% FPL. Reduces (but doesn't eliminate) Part D premiums and drug copays. Still saves hundreds per year for most enrollees.

How We Help

From Application to
Active Coverage

Medicaid applications and renewals can be complex. We guide you through every step — from checking eligibility to staying enrolled.

1
Free Eligibility Check
We review your income, household size, and state rules to determine which Medicaid programs you may qualify for — in minutes.
2
Application Assistance
We help gather documents and walk you through the state Medicaid application — making sure it's complete and accurate the first time.
3
D-SNP Plan Selection
If dual-eligible, we identify the best D-SNP in your area comparing benefits, networks, and extra features from every available carrier.
4
Ongoing Renewals
Medicaid requires annual renewal. We track your dates and assist with the process so you never experience a lapse in coverage.
Ready to Find Out?

Discover Benefits You
Didn't Know You Had

Many people who qualify for Medicaid and D-SNP plans don't apply because they assume they won't qualify. Let us run a free check — it takes minutes and costs nothing.

Check My Eligibility Free 📞 (571) 992-9195