The Capital Coverage Group is a licensed, independent insurance agency specializing exclusively in Medicare and Medicaid. We work for our clients — never for insurance companies — and our service is 100% free, every time, for every client.
You'll work with the same dedicated agent from your first consultation through every annual review — not a different person every time you call.
All agents hold active state insurance licenses, complete annual Medicare certification training required by CMS, and carry Errors & Omissions (E&O) insurance for your protection. We are in good standing with all carrier partners and adhere to all CMS marketing guidelines.
Schedule a Call →Every agent holds an active state insurance license and completes annual Medicare certification training. We carry E&O insurance and are compliant with all CMS regulations and marketing guidelines.
We are not owned by or affiliated with any insurance company. We represent 20+ carriers and have zero financial incentive to favor any plan — our only metric for success is client satisfaction.
Our relationship doesn't end at enrollment. Billing questions, claims disputes, adding medications, switching plans mid-year — we're available 365 days per year, not just during Open Enrollment.
CMS regulations govern how Medicare brokers are compensated. Your premium is legally required to be identical whether you use a broker or not — so working with us is truly free and truly advantageous.
When you call us, you speak with your agent — not a call center, not a voicemail box. We know your name, your doctors, your medications, and your situation before you say a word.
We are licensed to serve clients across Virginia, Maryland, Washington D.C., Pennsylvania, Delaware, North Carolina, and more. Moving to a new state? We help you find coverage in your new home.
Real feedback from real families we've helped. We'll be adding more soon — including Google Reviews.
"Angela made the whole Medicare enrollment process completely stress-free. I was so confused by all the options, but she explained everything clearly and found me a plan that saves me over $80/month compared to what I was looking at on my own. I can't recommend her enough."
"David helped my mom discover she qualified for Medicaid — we had no idea! She's now on a D-SNP plan that covers everything at $0 and includes dental and vision. He literally changed her quality of life overnight. Forever grateful."
"Rachel reviewed my prescriptions and found a Part D plan that cut my medication costs by nearly $600/year. She even helped me file an IRMAA appeal after I retired. The personal attention is unreal — I have my agent's direct number and she answers every time."
Want to share your experience? We'd love to hear from you — and with your permission, feature your story here.
Free, no-pressure consultation. We learn your situation and find the best plan — zero cost, zero obligation, lifelong support.
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