Medicare & Medicaid Specialists

Coverage made easy,
at zero cost to you.

Millions of Americans navigate Medicare and Medicaid alone — confused, overpaying, and underinsured. Our licensed agents compare plans from multiple carriers to find exactly what works for you. Completely free.

Licensed Agency
Year-Round Support
100% Free Service
Client Satisfaction
500+ families helped
98% Satisfied Clients
$0
Cost to You
25+
Years Experience
Free GuidanceLicensed in multiple states
Licensed Insurance Agency
Year-Round Support
No Cost to Beneficiaries
Multi-State Coverage
Speak to an Agent →
The Capital Coverage Platform

Medicare Guidance

We evaluate your coverage requirements and compare available plans to help you find the right plan with the benefits that matter most to you.

One Stop Medicare Support
All your Medicare needs in one place
Enrollment Guidance
Step-by-step support through every enrollment
Save Time and Money
We do the comparison work so you don't have to
Top-Rated Carriers
Access to 20+ insurance companies nationwide
100% Free to You
Our services are always completely free
Trusted Carrier Partners We Work With
UnitedHealthcare
Humana
Aetna
Cigna
Anthem
WellCare
Molina
Kaiser
BlueCross
Centene
UnitedHealthcare
Humana
Aetna
Cigna
Anthem
WellCare
Molina
Kaiser
BlueCross
Centene
Our Programs

Medicare & Medicaid
Plans We Offer

Our licensed agents compare options side-by-side and handle every detail of enrollment — at no cost to you.

01

Medicare Part A — Hospital

Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.

Inpatient CareHospiceSkilled Nursing
Get Details
02

Medicare Part B — Medical

Covers outpatient services, doctor visits, preventive care, lab tests, and medical equipment.

Doctor VisitsLab TestsPreventive Care
Get Details
03

Medicare Advantage (Part C)

An all-in-one alternative bundling Parts A, B, and usually D. Many plans offer $0 premiums plus dental, vision, and hearing.

$0 Premium OptionsDental & VisionRx Included
Get Details
04

Medicare Part D — Rx Drugs

Standalone prescription drug coverage. We review your medications and match you to the lowest total cost plan.

Prescription DrugsLow CopaysFormulary Review
Get Details
05

Medicare Supplement (Medigap)

Fills the gaps Original Medicare leaves behind — deductibles, coinsurance, and copayments.

No NetworksPredictable CostsAll Providers
Get Details
06

Medicaid & Dual Eligible

For qualifying low-income individuals and families. We help with eligibility, state enrollment, and D-SNP plans.

MedicaidD-SNPDual Eligible
Get Details
Plan Comparison

Which Plan Is
Right for You?

Every situation is different. Here's a quick side-by-side so you can see how the main options compare.

Feature
Original Medicare
Medicare Advantage
Medigap + Part D
Monthly Premium
Part B only (~$185)
Often $0
Part B + Medigap
Network Restrictions
No networks
HMO/PPO limits
No networks
Dental & Vision
Not included
Often included
Add-on only
Prescription Drugs
Part D add-on
Usually included
Part D required
Out-of-Pocket Max
No cap
Annual cap
Medigap covers gaps
Not sure which is right for you?
Am I Eligible?

Find Out If You
Qualify Today

Most people don't realize they qualify for benefits they're not using. Our agents can verify your eligibility in minutes.

Medicare Eligibility

Age 65 or Older
U.S. citizens 65+ who worked at least 10 years qualify for premium-free Part A.
Under 65 with Disability
Received SSDI for 24 months? You automatically become eligible for Medicare.
End-Stage Renal Disease
Permanent kidney failure requiring dialysis or a transplant qualifies regardless of age.
ALS (Lou Gehrig's Disease)
ALS diagnosis qualifies you for Medicare immediately upon receiving SSDI benefits.

Medicaid Eligibility

Low Income Individuals & Families
Income at or below 138% of the federal poverty level qualifies in expansion states.
Pregnant Women
Household income below 200% of the poverty level typically qualifies in most states.
Children Under 19
Children in limited-income families qualify through Medicaid or CHIP.
Dual Eligible (Medicare + Medicaid)
Qualify for both? You may receive near-full coverage through a Special Needs Plan (D-SNP).
How It Works

From Confused to
Covered in 4 Steps

No paperwork headaches. No pressure. Just clear, expert guidance from start to finish.

1
Free Consultation
A no-obligation conversation to understand your health situation, current doctors, and budget goals.
2
Side-by-Side Comparison
We pull plans from all available carriers, comparing premiums, copays, formularies, and networks.
3
Seamless Enrollment
We handle every piece of paperwork on your behalf. Most enrollments completed within 24–48 hours.
4
Lifelong Support
We check in every year during Open Enrollment to review your plan and make sure you still have the best coverage.
Client Stories

Real People,
Real Results

★★★★★

I had no idea where to start with Medicare. My agent walked me through every option with patience and clarity. I'm now saving $185 a month.

M
Margaret T.
Retired Educator, Virginia
★★★★★

We didn't know we could qualify for a plan with $0 premium that also covered dental and vision. That changed everything for us financially.

D
Dorothy & Frank R.
Retirees, Maryland
★★★★★

I turned 65 and was completely overwhelmed. My agent explained each plan in plain language and handled the entire enrollment. Stress-free!

R
Robert K.
Washington D.C.
★★★★★

I discovered I qualified for Medicaid even though I didn't think I would. I now have comprehensive coverage with no premium. A genuine lifeline.

L
Linda S.
Northern Virginia
★★★★★

The team found me a Medicare Advantage plan with a $0 premium, dental benefit, and OTC allowance. I've told every senior I know about Capital Coverage.

J
James W.
Maryland
★★★★★

After my husband passed I needed my own coverage for the first time. They were incredibly compassionate and patient — found me an excellent Medigap plan quickly.

P
Patricia H.
Fairfax, Virginia
★★★★★

I had no idea where to start with Medicare. My agent walked me through every option with patience and clarity. I'm now saving $185 a month.

M
Margaret T.
Retired Educator, Virginia
★★★★★

We didn't know we could qualify for a plan with $0 premium that also covered dental and vision. That changed everything for us financially.

D
Dorothy & Frank R.
Retirees, Maryland
★★★★★

I turned 65 and was completely overwhelmed. My agent explained each plan in plain language and handled the entire enrollment. Stress-free!

R
Robert K.
Washington D.C.
★★★★★

I discovered I qualified for Medicaid even though I didn't think I would. I now have comprehensive coverage with no premium. A genuine lifeline.

L
Linda S.
Northern Virginia
★★★★★

The team found me a Medicare Advantage plan with a $0 premium, dental benefit, and OTC allowance. I've told every senior I know about Capital Coverage.

J
James W.
Maryland
★★★★★

After my husband passed I needed my own coverage for the first time. They were incredibly compassionate — found me an excellent Medigap plan quickly.

P
Patricia H.
Fairfax, Virginia
Get In Touch

Let's Find Your
Perfect Plan

Fill out the quick form and a licensed agent will reach out within one business day — no pressure, no obligation, completely free.

Office Hours
Monday – Friday8:00 AM – 7:00 PM
Saturday9:00 AM – 5:00 PM
SundayClosed
Request a Free Consultation
Takes less than 2 minutes — no commitment required
Medicare Advantage
Medigap / Supplement
Part D Drugs
Medicaid
Not Sure Yet
🔒 Your information is private and will never be sold.

Request Received!

Thank you! A licensed agent will reach out within one business day. Call us directly at (571) 992-9195.

★ Ready to Get Covered?

Let's Find Your
Perfect Plan Today

A licensed Medicare and Medicaid specialist is ready to help you — completely free, with zero pressure. Most clients are enrolled within 48 hours.

Licensed across multiple states · No cost to beneficiaries · Medicare & Medicaid specialists